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Pre-Qualification.....Is it Really Necessary?
Wondering how much house you can afford?  Many buyers apply for a loan and obtain loan approval BEFORE they find they home they want to buy.  Why?

1.  Generally interest rates are locked for a set period of time.  Unlike using a mortgage calculatoryou will know exactly what your payment will be before making an offer to buy a home

2.  Pre-qualification assures that you will know how much house you can afford and this saves you time so that you only consider homes that you have the ability to purchase. 

3.  PREQUALIFICATION INCREASES YOUR NEGOTIATING POWER.  A seller may choose to offer additonal concessions , such as seller paid closing costs if they know that your financing is secured.

You can also select the best loan package without pressure, all while potentially decreasing your time under contract AND EXPEDITING your Closing!

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Charlotte, NC 28277